Appraisal services for Powder Springs and Paulding County homeowners
See the top reasons Georgia homeowners call on Southern Star Real Estate Services:
Do you own a house in or near Powder Springs? Do you need help deciding the price of your real estate?
At Southern Star Real Estate Services, we understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Southern Star Real Estate Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.
Appraisals to cancel PMI
A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are veterans in helping people just like you rid yourselves of unnecessary PMI insurance.
Challenging a property tax assessment
If you live in a local area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an expert appraisal from Southern Star Real Estate Services is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Southern Star Real Estate Services can help you reinstate your home equity line of credit with an expert appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Southern Star Real Estate Services offers field reviews where we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.